Take every payment.
Understand every fee.
PayVault sets up the right point of sale and processing for your business, in person, online and on mobile, with one advisor who answers the phone and pricing explained line by line.
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Free rate review
Every fee, line by line
Built on proven platforms
The best names in payments. One advisor.
We are not tied to a single system. PayVault resells the leading POS and processing platforms, so the recommendation fits your business instead of our catalog.
- Clover, Genius and Square point of sale, configured before it ships
- Processing through CardConnect, TSYS and Cygnus Payments
- One PayVault advisor in front of all of it, from setup to statement
Case study
A church festival that quadrupled its revenue on one system
“Our events used to raise about $250,000 a year. This year we're on pace for more than $1 million. That money is helping us build our church's future: a new home with more land, where our parishioners and guests feel safe and welcome.”
Spiro Koulas
Chairman of Events, Saint Demetrios Greek Orthodox Church · Upper Darby, PA
- $250K → $1.05M
- Yearly event revenue, on pace for 2026
- 65% → 53%
- Event costs as a share of sales
- 5.6×
- More kept by the church each year
Savings calculator
Are you overpaying to take cards?
Grab last month's processing statement. Two numbers and 30 seconds will show your real rate and what a competitive one looks like.
Total card volume on your statement
Every processing fee, all lines added up
Your results
Enter your sales and fees to see your effective rate.
Most business owners have never seen this number. It is the clearest way to compare processors.
An estimate based on typical rates for your business type, not a quote. Your actual pricing depends on your card mix, ticket size and processing history. Nothing you enter here is saved.
Did you know?
You can pass card fees to customers, if you follow the rules.
Surcharging, dual pricing and cash discounts can cut your processing cost to near zero. Done wrong, fines start at $1,000 with Visa and $5,000 with Mastercard, and can exceed $100,000 if the problem remains unfixed.
See the compliant way3%
The Visa cap on credit card surcharges, or your actual cost if lower.
No cap
Dual pricing and cash discounts have no percentage cap. You set the price gap.
0%
You can never add a surcharge to a debit or prepaid card, even one run as credit.
1
Every price in the store or on the menu has to use the same method. Mixing them is not compliant.
Pick your door into the vault
Everything PayVault does, organized so you do not have to scroll past what you do not need.
Free rate review
Bring us one statement. We'll show you the lines.
A straight comparison against what you pay today, and an honest answer if switching is not worth it.
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